Enquiries:
0800 99 66 99

Adult Learner Loan Logo

For a range of our adult courses you may be eligible for funding through an Advanced Learner Loan. These loans help students aged 19 or above pay course fees. You may be eligible for one of these loans to cover the course costs for a college course at level 3, 4, 5 and 6. 

Getting an Advanced Learner Loan doesn't depend on your household income or your employment status, it isn't means tested and there's no credit check. You won't have to pay anything back until you're earning over £21,000 a year. Once you earn over this amount you pay back 9% of the earnings you receive above this figure. Use the Repayment Calculator to find out how much you would pay back each month based on your annual salary here.

Applications for the Advanced Learner Loan can be made from July 2017 for courses starting from 1st August 2017.

The Advanced Learner Loans are suitable for anyone who is:

  • Aged 19 and above at the start of the course
  • Studying at level 3 to level 6 in further education or training
  • a UK resident 

Accessing an Advanced Learner Loan means that rather than you having to pay for your course fees upfront, Student Loans Company will cover this cost for you. Before applying for an Advanced Learner Loan you will need to ensure you have a Learning and Funding Information Letter from us. To find out more or to apply, visit the GOV.UK website. There will be lots of help, information and guidance available from our dedicated student finance team – call into one of our enrolment and information events to speak to them.

NOTE: It’s important you consider your own circumstances and look into all options for paying for your course before choosing to take out an Advanced Learner Loan. This is NOT the responsibility of the College. If you want advice on managing your finances, you can get impartial money advice from the Money Advice Service. There’s also information on the National Careers Service website to help you consider all your options when thinking about a course funded through an Advanced Learner Loan.

Advanced Learner Loans FAQs

How much of a loan am I entitled to?

The amount you will receive depends on:

  • The type of course you take;
  • How much the fees are;

The minimum loan you can get is £300. You can choose to borrow either the full cost of your course or if you prefer, you can borrow some of the money and pay for the rest of the course yourself.

How will the loan be paid?

The money will be paid directly to the College once you have confirmed your attendance on the course by attending for 2 weeks.

Can I apply for more than one loan?

Yes, you are entitled to access up to four loans, which you can take out either one after the other or at the same time.

Am I eligible for a loan?

To get a loan you must be:

  • Aged 19 or older (on the first day of your course); 
  • Living in the UK on the first day of your course;
  • Lived in the UK for 3 years immediately before this and,
  • Studying on an eligible course at level 3, 4, 5 or 6. 

How do I apply?

You will be able to apply online or by post from July 2017 for courses starting between 1st August 2017 and 31st July 2018.

You will be able to apply even if your course has already started but you have to apply before the course finishes. You will need a National Insurance number before any money can be paid but you can still apply for a loan before you've got a National Insurance number. You will also need your passport details or another form of identity to apply for a loan.

When will I have to start repaying the loan?

You pay back your loan (plus interest) when you've finished your course and start earning more than £21,000 a year. If your income drops below this amount, then the repayments will stop (until you start earning more than £21,000 a year again).

Once you earn over £21,000, you will pay back 9% of your loan each month. For example, if you earn £25,000 a year your monthly repayments would be £30 (plus interest).

Can I apply for a loan to study on an Access to Higher Education (HE) course?

Yes, if you get a loan to cover tuition fees for an Access to HE course (e.g. a course that will prepare you for higher education) and then complete a higher education course, you won't have to repay the outstanding loan for the access course.

NOTE: It’s important you consider your own circumstances and look into all options for paying for your course before choosing to take out an Advanced Learner Loan. This is not the responsibility of the College. If you want advice on managing your finances, you can get impartial money advice from the Money Advice Service at moneyadviceservice.org.uk. There’s also information on the National Careers Service website to help your consider all your options when thinking about a course funded through an Advanced Learner Loan.

19+ Advanced Learner Loan Bursary

If you have secured a 19+ Advanced Learner Loan, depending on your income, you could also get additional financial help with residential support, books, equipment, additional learning support, travel and childcare if:

  • You have a learning difficulty and/or disabilities
  • You need support with the cost of childcare
  • You could demonstrate financial hardship
  • You are ex-military personnel.